Baccarat is played with eight decks of cards. The objective is to get a hand value closest to 9. All cards are valued as follows – ace is 1, face cards and 10s are 0, and all other cards are their pip value. The game takes place between two hands – the player and the banker. Only two outcomes are possible – either the player wins, or the banker wins.


To start, two cards each are dealt to the player and banker’s hands. If either hand has a total of 8 or 9 (called a “natural”) – that hand is an automatic winner. If neither hand has a natural, gameplay continues. If the player’s total is 5 or less, a third card is dealt to that hand. If the player stands, the banker follows set rules on whether to take a third card. Whichever hand is closest to 9 wins.

  1. Player – Pays 1 to 1 on wins
  2. Banker – Pays 1 to 0.95 on wins
  3. Tie – Pays 8 to 1

The house edge is very low in baccarat – just 1.06% on banker bets and 1.24% on player bets. This makes it attractive for beginners.

Tips for Beginners

  • Start with smaller bets – Baccarat has a low house edge but it’s still wise to start small as you learn.
  • Understand the rules – Knowing when a third card will appear is crucial. Consult a guide if needed.
  • Manage your bankroll – Set a budget for learning and stick to it. Discipline prevents big losses.
  • Play free online – Practice for free first to learn with no risk.
  • Pick the banker – Banker bets have a slight statistical edge, so they’re a good default choice.

With this introduction, you now have the key basics needed to start enjoying baccarat at the top best casino online usa. Take your time to practice for free, and then start small at the tables. Baccarat is the perfect game for beginners interested in classic casino card action. While baccarat is primarily a game of chance, there are some strategies beginners can use to boost their odds when playing.

  • Learn card counting – Keeping track of what cards have been dealt can help guide your bets. More face cards and 10s favor the banker.
  • Exploit the banker bet – Banker bets have a slight house edge advantage. Use this to your favor with more banker bets.
  • Manage your budget – Decide how much you want to lose before playing. Stop when you hit that amount.
  • Avoid tie bets – The high house edge on tie bets makes them sucker bets to avoid.
  • Practice proper etiquette – Learn the accepted etiquette for baccarat tables before playing live.
  • Review your results – Keep track of your wins and losses. Identify any weaknesses in your strategy.

With the right mix of practice, budgeting, and strategy you get off to a winning start playing baccarat. Play at a comfortable pace and use free online games to hone your skills risk-free.